A SPECIAL MEETING OF THE BOARD OF COUNTY COMMISSIONERS
SEPTEMBER 24, 1985
The Lake County Board of County Commissioners met in special session on Tuesday, September 24, 1985, at 4:40 p.m. in the Board of County Commissioner's Meeting Roan, Lake County Courthouse, Tavares, Florida. Commissioners present at the meeting were: Glenn C. Burhans, Chairman; James R. Carson, Jr.; C. A. "Lex" Deems; Claude E. Smoak, Jr.; and Thomas J. Windram. Others present were: James C. Watkins, Clerk; Michael C. Willett, County Administrator; Christopher C. Ford, County Attorney; Robert L. Wilson, Finance Director; Donald W. Smalt, Director of Administrative Services; Kathy Barnett, Insurance Coordinator; and Mary C. Grover, Secretary.
Commr . Burhans called the meeting to order and stated that the purpose of the meeting was to discuss renewals of the County's insurance policies for 1985-1986, excluding the County's health insurance policy.
Commr. Carson informed the Board that the Insurance Committee had met to discuss the renewal of the insurance policies for the 1985-86 fiscal year. He stated that for the 1984-85 fiscal year, the County paid $95,876.00 in insurance premiums. He stated that the estimated cost for 1985-86 was $287,355.00. He explained that $164,296.00 had been placed in the budget; therefore, the proposed budget was short the amount of $123,059.00 of the estimated costs.
Commr. Carson then discussed the recommendations from the Insurance Committee for the following policies:
Commr. Carson explained that the Insurance Committee does not have a firm quote at this time. He recommended that the $35,000.00 estimated for this premium remain in the budget. Electronic Data Processing
Commr . Carson recommended that the $2,878.00 anticipated premium remain in the budget.
Boiler & Machinery
Commr. Carson recommended that the $3,068.00 anticipated premium remain in the budget.
Ms. Kathy Barnett, Insurance Coordinator, addressed the Board to recommend the following changes to the general liability coverage. She stated that with reducing the coverage on general liability from a $500,000.00 combined-single limit to a S200,OOO.OO combined-single limit would reduce the $60,000.00 figure to $30,000.00. She explained that the $200,000.00 combined-single limit is the sovereign immunity limit.
The Insurance Committee recommended the amount requested of $1,685.00 be approved, as it is lower than last year's premium.
Ms. Barnett informed the Board that under the present automobile liability policy, the County has a $250.00 deductible on the collision and comprehensive portion of the policy. The Insurance Committee was recommending the deductible be increased to $l,OOO.OO, giving the County a rate credit of $4,200.00 off of the requested amount of $130,000.00. She explained that under the collision and comprehensive policy, if the County insures only the newer vehicles and deletes the older vehicles, the County can save an additional $23,100.00.
Ms. Barnett stated that the Insurance Committee was recommending, under the liability portion of the automobile policy, the coverage be reduced from $500,000.00 combined-single limit coverage to $250,000.00 combined-single limit, giving the County a rate credit of $18,000.00.
MS. Barnett stated that the last recommendation under the automobile policy was to increase the deductible on liability from $0.00 to $l,OOO.OO, giving the County a rate credit of $7,000.00.
Ms. Barnett stated that all the recommendations total a savings of $52,430.00 off of the estimated $130,000.00, reducing the automobile premium to $77,700.00. She stated that only the 1983 models and newer models would be insured along with the heavier equipment.
Public Official Liability
Commr. Carson recommended the estimated amount of $2,043.00
for the public official liability premium remain the same.
Commr. Carson informed the Board that the Insurance Committee was recommending that the umbrella liability premium be dropped from the County's insurance policies. He stated that by deleting this policy, there would be a savings to the County of $50,000.00
The Insurance Committee recanmended that the amount of the occupational death premium be approved at $2,681.00.
Commr . Carson explained that $164,296.00 was budgeted for 1985-86, and with the reductions requested by the Insurance Committee, the estimated amount required for 1985-86 would be $155,055.00.
The Board discussed setting up a fund to allow the County to become self-insured. Mr. Ford, County Attorney, stated that he would never recommend the Board be self-insured in property coverages.
On a motion by Commr. Carson, seconded by Commr. Deems and carried unanimously, the Board upheld the recommendations of the Insurance Committee and approved the premiums as outlined by Commr. Carson and Ms. Barnett, bringing the total insurance premiums for 1385-1986, to an estimated cost of $155,055.00, excluding health insurance.
At this time, Commr. Carson expressed his appreciation for Mr. Watkins, Mr. Ford, Donald Smalt, and Kathy Barnett for working diligently on the Committee.
AMBULANCES-HOSPITAL DISTRICTS/CONTRACTS, LEASES & AGREEMENTS
Mr. Zeb Osborne, attorney representing Waterman Medical Center, was present requesting approval of the contract between Lake County and Waterman Medical Center, to provide ambulance services for the Northwest and Northeast Ambulance Districts.
Commr. Burhans informed the audience that the Board had approved to consolidate the Northeast Ambulance and the Northwest Ambulance Districts, and that the Board had accepted the proposal submitted by Waterman Medical Center. It was noted that the $400,000.00, as requested, did not include the Tax Collector fees or the Property Appraiser fees.
On a motion by Commr. Deems, seconded by Commr. Windram and carried, the Board approved and authorized the Chairman and the Clerk to sign the contract with Waterman Medical Center to provide services to the Northeast Ambulance and the Northwest Ambulance Districts.
Commr. Carson declared a conflict of interest and did not vote on the motion, as he is employed by Leesburg Regional Medical Center.
There being no further business to be brought to the attention of the Board, the meeting adjourned at 5:00 p.m.
GLENN C. BURHANS, CHAIRMAN
JAMES C. WATKINS, CLERK